Best Personal Loans in India

Best Personal Loans in India

Personal Loans need many people because of in Morden time all person carry financial  expenditure load. like

Mobile Expenditure Rs 500 per month

Cable TV Expenditure Rs 1000 to 1500 per month

Electricity Expenditure Rs. 2,000 to 7,000 Per Month

Rent Expenditure Rs, 10,000 to 25,000 per month

Car or Bike Expenditure Rs. 5000 to 20,000 per month

Children School Expenditure Rs5000 to 20000 per month

In such situation there is no saving to any person. When any extra work arise then need personal loan form financial Institutions or Banks. Personal Loans allow to borrow money for any purpose like Marriage, education , or other social responsibility.  Personal loan interest rate  and eligibility may vary from bank to bank. Personal loan interest rate start from 11% to 18% however there is no collateral security against such loan. If you fail to pay instalment than there is heavy penalty Rs1000 to 5000   plus GST Rate 18% on such penalty and  your bank also impose penalty Rs,500 or more depend on bank.

The best personal loans  is that where lower  overall cost of loan. Personal  loan can apply by fill a simple form.

Cost of personal loan

 Interest  Rate

Processing Fee

Penalty on instalment dishonour

Penal interest on default instalment

Prepayment penalties

Many bank interest rate are given below

S No. Bank Interest Rates
1.  Kotak Bank 10.25%
2. HDFC Bank 10.25%
3. ICICI Bank 10.25%
4. Axis Bank 10.49%
5. IDFC Bank 10.49%
6. Tata Capital 10.49%
7. IndusInd Bank 10.49%
8.  Yes Bank 10.70%
9. Standard Chartered Bank 11.50%
10. Fullerton India 11.99%
11. Bajaj Finserv 12.99%
12. Money Tap 13%
13. Paysense 15.96%
14. Finnable 18.99%
15. ASU bank 18.99%
16 BOB 18.99%
17. SBI 18.99%


INR rate on different World currency today 7-3-2022

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